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anon View Drop Down
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    Posted: 07 July 2010 at 1:38pm
We have had a pretty bad day financially: suddenly they have started taking Student Loan out of DH's wages, put him on a Secondary High tax (50%) - MUST be a major mistake but don't know if they'll pay us back straight away! and in the first place we weren't really getting by on DH's wage.

Things are just getting more and more expensive in Auckland.

I just wondered if those of you who live out of Auckland could let me know what the rent is like where you are and what universities there are (as DH is thinking about going back to study rather than looking for another job in his field because it might be difficult to find one). And just generally what the living is like. We are considering anywhere at the moment!

We have a 3bdm house in Auckland for $320/wk and it's a small house with small bedrooms. Our latest power bill was $270 for two adults and one baby. Not to mention our grocery bill etc.
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lisa85 View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote lisa85 Quote  Post ReplyReply Direct Link To This Post Posted: 07 July 2010 at 1:42pm
I'm in CHCH :) Iive in an awesome we house on the beach for $300 per week 3 bedrooms. We have never paid more than $300 p/w for a 3 bedroom and we have always gotten really nice houses with heatpumps.


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mummy_becks View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote mummy_becks Quote  Post ReplyReply Direct Link To This Post Posted: 07 July 2010 at 1:46pm

We own our house, and pay $204 a week for the mortgage. Rentals are about $200 - $350 for a 3 bedroom here in Palmy. Our power bill is very cheap. For gas nad power last month was $90.

If he is looking at studying them Palmy has Massey and UCOL here.

I was a puree feeder, forward facing, cot sleeping, pram pushing kind of Mum... and my kids survived!
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caliandjack View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote caliandjack Quote  Post ReplyReply Direct Link To This Post Posted: 07 July 2010 at 1:52pm

Remember however salaries are also lower in cheaper parts of the country.
In my field of work average wages is 35k here in the Manawatu I can earn 45-50k in Welly or  40-45k in Akl. 
Our mortgage is lower we only pay $700 a fortnight, power/gas is $200 a month during winter for 2 adults. Cost of travel is around $50 a ft night. I travel 50kms a day. Groceries are much the same nationwide.

If he's considering study, check out Southland Polytechnic - Free Fees and accommodation is pretty cheap in Invercargill.  


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kebakat View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote kebakat Quote  Post ReplyReply Direct Link To This Post Posted: 07 July 2010 at 1:56pm
We are in Palmy too. Our house can apparently go for approx $300 a week in rent (we are selling and this was something we asked agents as a selling point) and our house has a big yard, big living area and 3 decent bedrooms. On the flipside we pay approx 600 a fortnight on our mortgage so no different between rent and mortgage but we are paying more than the minimum.

Power is cheap, we are paying this winter $150-160 a month thats with the heatpump on every day.

You don't pay that much for fuel either cause its not that far to get anywhere, we live on the edge of town and I travel to the other side of town for daycare and don't spend much.

Massey is awesome. Can do either internal or extramural and have the benefit of being able to pop into massey for the library and tutors etc.
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Richie View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Richie Quote  Post ReplyReply Direct Link To This Post Posted: 07 July 2010 at 2:25pm
We live in a 110sqm 3brdrm house on 670sqm section with sleepout for $275 in CHCH. That has brand new heatpump. Our power bills are normally about $100 in warmer months - have just gone up to between $250-300 cause we have heatpump on 24/7 as well as Econoheat in baby's room. Lots of stufy options (uni/polytech) in CHCH and most things are within 20min radius. .
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Post Options Post Options   Thanks (0) Thanks(0)   Quote E&L+1 Quote  Post ReplyReply Direct Link To This Post Posted: 07 July 2010 at 3:27pm
When we were in Hamilton we were paying $350 for a 3 bed house with double attached gge and 2 bathrooms. They also maintained the lawns etc

It was in a good area and a relatively new place and I would say that would be towards the upper end of the scale. Sorry I can't remember what our powerbill was.

We are now living in Waihi and pay $260 for a 3 bed, 1 bath with single detached gge. We do our own lawns and our powerbill is about $250 over winter with the heatpump going 24/7 and an oil heater in baby's room. Groceries are cheaper here than in Hamilton. But we are looking at moving back over there next year (depending on if DP gets his scholarship)
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monikah View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote monikah Quote  Post ReplyReply Direct Link To This Post Posted: 07 July 2010 at 3:43pm
we are in wellington region and live about 30mins drive from the middle of the city. we own a 4 bedroom house with no section at all and our motgage is $700 a week. its a decentish area. a mix a nice places and old places, flats, state housing etc... so its nothing special. we have to do our groceries for under $100 a week which includes nappies for crecehe and formula for both kids. out power bill is about $200 a month for 4 adults and 2 babies but we are pretty good about how much power we use. we are currently 5 weeks behind on our mortgage and if DH loses his overtime we would probably lose the house.

DH makes good money but i am at uni so we have to pay for both kids to be in creche despite me not making money so its pretty tight all round really


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WRXnKids View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote WRXnKids Quote  Post ReplyReply Direct Link To This Post Posted: 07 July 2010 at 4:55pm
SIT in invercargill has free course's and its pretty cheap down here our mortgage is $340 a fortnight (3bdrm 90sqm house on 640sqm) our powerbill is in the $300s during winter but we have the dryer going alot 2 oilfin/waterfin heaters and a nightstore. Wages are lower than most other areas depending on the field you work in. Rent depending on area and quality of house is from about $150 i think (been awhile since ive looked at them) but for 3bdrm id prolly only consider those over $200 a week
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mamanee View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote mamanee Quote  Post ReplyReply Direct Link To This Post Posted: 07 July 2010 at 5:13pm
We live in Hamilton and pay $360 a week for our four bedroom + converted man cave garage/movie room.

We pay $38 a week evenpay power with Genesis.

We don't live in the best area but the house makes up for it somewhat.

Most decent 3+ bedroom houses in Hamilton are between $300 and $350 a week.    Most places I've looked at are quite big, have a garage and are fenced.

And we have Waikato University which I assume is ok. I didn't go there, but I haven't heard anything bad about it.

Hamilton has a bigger city feel, but it's small enough to get from once place to another quite quickly.   My DP grew up and lived in Auckland all his life until he met me and moved down here.   He said he would never go back to Auckland. He loves the lifestyle of Hamilton and the ease of getting places.

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Post Options Post Options   Thanks (0) Thanks(0)   Quote blossombaby Quote  Post ReplyReply Direct Link To This Post Posted: 07 July 2010 at 8:02pm
we are in wellington pay $380 per week - 3 bedrooms, double garage (attached), reasonable sized yard. to be honest if we were to buy we were possible paying the same and so are looking at buying in the next year or two.
2 adults and baby on the way our shopping bill is around $200 + $60ish per week on takeaway or goign out for dinner.
power bill was $260 last time thats with heat pump on 24/7 just turned down at night and during day when at work. dp has a student loan but i don't!!!
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.Mel View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote .Mel Quote  Post ReplyReply Direct Link To This Post Posted: 07 July 2010 at 8:16pm
I live at the beach.

We spend $40 a week on petrol and that lasts a week, and can also include trips down to Auckland.

We live in a fairly newish house in a nice quiet cul de sac with lots of other families around us.. during the summer we never see the kids, they are usually found playing at the neighbours or in the middle of the court... we have to drag them inside for dinner and then they are back outside again... then have to drag them back again for bed.

Since moving here I have reduced our grocery bill by $100 - $180 a week (including F&V and meat).

The schools are all fantastic and have good ERO reports and are all Decile 9 or 10.

We are 20mins from Albany (where Massy Uni is situated) and about 40mins from the city. We have an awesome bus service too.

I love the community feel up here, and it helps that the beach is beautiful and so are the people.. I honestly don't think we'll ever move back to Auckland.
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Babe View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Babe Quote  Post ReplyReply Direct Link To This Post Posted: 07 July 2010 at 8:35pm
We're in Shannon not far from the massey side of Palmy - you can rent our 3 bedroom place with a good sized yard plus vege garden, insulated with a metro firebox and newly renovated for less than $200 if you like
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Post Options Post Options   Thanks (0) Thanks(0)   Quote RedHeadDuck Quote  Post ReplyReply Direct Link To This Post Posted: 07 July 2010 at 8:42pm
Originally posted by WRXnKids WRXnKids wrote:

SIT in invercargill has free course's and its pretty cheap down here our mortgage is $340 a fortnight (3bdrm 90sqm house on 640sqm) our powerbill is in the $300s during winter but we have the dryer going alot 2 oilfin/waterfin heaters and a nightstore. Wages are lower than most other areas depending on the field you work in. Rent depending on area and quality of house is from about $150 i think (been awhile since ive looked at them) but for 3bdrm id prolly only consider those over $200 a week


Our mortgage is $350ish a week for a 4bedroom house, about 4 blocks from town. Sure we're on a busy road, but still have off street parking for 3 cars, a double garage. Houses are pretty cheap down here, although wages are generally on the lower side (it all works out cheaper living though apparently with rate of living compared to wages)

SIT is good value, heaps of courses! And they are pretty well respected too. Grocerys are the same as anywhere else (well, much of a muchness really!)...
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MyLilSquishy View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote MyLilSquishy Quote  Post ReplyReply Direct Link To This Post Posted: 07 July 2010 at 10:19pm
live in Dunedin - the mortgage payments on our house (3bdrm - 1 is aboslutely huge! its an old lounge room... 2 fireplaces, deck, harbour views, big backyard and a "man cave" room under the house, quiet cul-de-sac street, driveway carport, room for 5 cars sun in the lounge room from sunrise until sunset, open plan, HUGE lounge room, laundry inside) is about $280/wk. have Otago Uni. Power is (for 2 adults and a baby) about $80 in warm months... cold months gets to about $150-$180 (leave our room heated at all times as DS bed in there as is change table. fireplace has a heat transfer fan so as long as we have wood its warm.


groceries - average between $100 and $130 for 2 adults p/week with take-aways one night a week. (and thats including formula and nappies) i always shop with a list and have an idea of what we are doing for dinner for the week (chicken night, salad night, lamb night etc...)
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Post Options Post Options   Thanks (0) Thanks(0)   Quote julz85 Quote  Post ReplyReply Direct Link To This Post Posted: 08 July 2010 at 12:00am

Im in christchurch , i pay $290 a week for a 3 bedroom small but comfortable unit with no backyard in a small quiet culdisak in a very family friendly area, my last power bill was $250 for two adults  ( altho sometimes one adult as my partner does not live with me , hes not my child father) and one child. i work 20hrs a week and my wage alone covers my rent and my rent only , we have a polytech , a university , and a college of education here . Lifestyles quite good .

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SpecialK View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote SpecialK Quote  Post ReplyReply Direct Link To This Post Posted: 08 July 2010 at 8:15am
It's hard isn't it! We live in Auckland and spend and obscene amount on our mortgage etc. My DH is from a smaller town and every time we go visit his family there we think about moving... it's just so so much cheaper!
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Post Options Post Options   Thanks (0) Thanks(0)   Quote xLUCKYx Quote  Post ReplyReply Direct Link To This Post Posted: 08 July 2010 at 9:35am
Auckland is carazy - we own our 3 bedroom small house in Massey and pay $510 a week mortgage but would be less if were on a longer term but it's a 15 year mortgage. Our place would rent for about $350. Teeny back yard but OSP for about 5 cars. Power is $150-$250 we are on even pay of $86 a week. We are about 20 mins form the city (when there's no traffic) and I spend $100 a week on gas, $250 a week on shopping (incl formula & nappies)

Keen to hear from more people living in Dunedin - my Mum is moving down there this year and is bent on us moving down eventually but I'm not so sure!
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Post Options Post Options   Thanks (0) Thanks(0)   Quote xLUCKYx Quote  Post ReplyReply Direct Link To This Post Posted: 08 July 2010 at 9:36am
Also what are your annual rates like in Dunedin?
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Post Options Post Options   Thanks (0) Thanks(0)   Quote BriAndOlisMum Quote  Post ReplyReply Direct Link To This Post Posted: 08 July 2010 at 9:43am
we live on the awhitu peninsula (south auckland) we pay $350 a week rent, we have 2 padocks tho and a big garage. DP spends another $100 on gas to get to work each week in Otahuhu
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