Private Health Insurance - Obstetrics
Printed From: OHbaby!
Category: General Chat
Forum Name: General Chat
Forum Description: For mums, dads, parents-to-be, grandparents, friends -- you name it! And you name the topic you want to chat about!
URL: https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=41946
Printed Date: 26 August 2025 at 6:31am
Software Version: Web Wiz Forums 11.10 - http://www.webwizforums.com
Topic: Private Health Insurance - Obstetrics
Posted By: CarrieMum
Subject: Private Health Insurance - Obstetrics
Date Posted: 24 April 2012 at 5:23pm
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I was wondering if anyone here had obstetric cover in their health insurance? If so, what does it cover you for? Is there a waiting period before obstetrics is covered?
I'd appreciate any info or advice anyone has regarding this. Thanks. |
Replies:
Posted By: Aroha11
Date Posted: 24 April 2012 at 7:47pm
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Last time i checked we were covered under the Southern Cross Ultra for up to $2,500 for pregnancy cover. I think you had to be signed up for a year?? ------------- http://lilypie.com"> 
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Posted By: Tissy
Date Posted: 24 April 2012 at 9:29pm
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tower cover up to $2000 for OB per pregnancy ------------- http://www.fertilityfriend.com/home/ABCD1234" rel="nofollow - My Ovulation Chart |
Posted By: Stoked
Date Posted: 25 April 2012 at 11:30am
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Depends on the policy - generally not covered under my Southern Cross Policy but as a long term member they 'gift' me a certain amount of cover per pregnancy.
Give the company a call - the people in the call centre were very helpful when I asked. ------------- http://lilypie.com" rel="nofollow">  http://lilypie.com" rel="nofollow">
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Posted By: CarrieMum
Date Posted: 26 April 2012 at 7:53am
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Thanks for your replies guys.
I don't think I'll bother getting health insurance if they make you wait over a year before covering obstetrics. DH and I have already started TTC so it wouldn't be worth it. Plus the amount they pay out isn't even cover the obtetricians fees which I believe are around $3500. I'll just leave it and either pay the obstetrician myself or go public. Thanks. |
Posted By: tars
Date Posted: 26 April 2012 at 8:50pm
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With Southern Cross there is def a period that you have to have been a member for (can't remember off-hand what it is but a year minimum). Depending on the plan it's either $1,500 or $2,500 per claims year (based on when you sign up) - so if you are pregnant over 2 claims years then you can claim 2 years worth...
ie - your claims anniversary date is 1st Oct and you fall pregnant in May and are due in Feb then you can claim your entitlement x 2 |