Off-topic: mortgage rates
Printed From: OHbaby!
Category: General Chat
Forum Name: General Chat
Forum Description: For mums, dads, parents-to-be, grandparents, friends -- you name it! And you name the topic you want to chat about!
URL: https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=40279
Printed Date: 29 August 2025 at 3:40am
Software Version: Web Wiz Forums 11.10 - http://www.webwizforums.com
Topic: Off-topic: mortgage rates
Posted By: AzzaNZ
Subject: Off-topic: mortgage rates
Date Posted: 22 August 2011 at 7:15pm
|
What is considered a good mortgage rate?
We've been offered a margin of 0.41 off the current variable rate but I've no idea what is good or not and whether I should shop around further or accept. Would anyone be willing to share what rates they've offered and any negotiating tips? ------------- http://lilypie.com"> 
http://lilypie.com"> 
http://intermittentblogger.wordpress.com |
Replies:
Posted By: frangipanigirl
Date Posted: 23 August 2011 at 2:24pm
|
Hi azza I work for a bank so i know a little about this !!!
If u look on interest.co.Nz you can compare the rates u are getting, u could also ask if u had all your insurances with that bank if they could do any better? But .41 off is gd depending on what term and what else they offer u? Fees or legel fee help or flybys or airpoints? U can guess what bank I work for from that  ------------- 1st round IVF 7 Eggs, 6 fertilised, 1 transferred with 5 on ice! http://lilypie.com"> 
|
Posted By: Bizzy
Date Posted: 23 August 2011 at 2:27pm
|
lol I'm sorry but even though i have a mortgage i had no idea what you were asking! I think we are due to refix later this year and are hoping it wont be too different from what we have now. We have always just fixed our interest rate. ------------- http://www.myfitnesspal.com/weight-loss-ticker"> 
|
Posted By: AzzaNZ
Date Posted: 23 August 2011 at 2:27pm
|
Thanks pocahontas! Appreciate the help! ------------- http://lilypie.com">
http://lilypie.com">
http://intermittentblogger.wordpress.com |
Posted By: blessedmama
Date Posted: 26 August 2011 at 1:52pm
| ooooo thanks Pocohontas. Our mortgage rate needs refixing shortly so I might check out that website. |