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anon View Drop Down
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    Posted: 27 January 2009 at 6:37am
My husband and I are planning a baby and although I am a fulltime nanny and we had originally decided that I would continue to work looking after others' children as well as my own (my husband is a fulltime student and I really want him to continue with his studies), we would really like for me to be at home with just our own little baby and not have to work except maybe a bit of part-time work. However, we need to work out whether we can afford to do this with the financial responsibilities we have.

Does anyone know what kind of benefit an at-home mother gets with a student for a husband? Not looking for exact figures but just an idea.

Thanks in advance :)

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LouD View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote LouD Quote  Post ReplyReply Direct Link To This Post Posted: 27 January 2009 at 8:02am
Well if you have been working over 10 hours for 12months you are entitled to the maternity allowance which gives you up to a maximum of around $400(before tax) a week for 12 weeks. So providing you can work as long as you possibly can up to when your due, you will get a good amount to keep you going for a few months to have some special time with bubs.
I am going to try and take advantage of that too, as i earn more than my husband so i will probably go back to work, hopefully at 3months my boss will let me do part time from home..........then at 6months probably go back 30hrs a week and my husband will get a job that works around my job...........As for other assistance, its really not enough to survive on and you end up being so stressed out due to money being so tight etc...........maybe your husband and you both could get part time jobs and work around each other to keep a little bit of money coming in. I used to do 4hrs 2 nights a week telemarketing just to keep a little bit coming in when my son was 5months.........you just do what ever suits..........even if it is telemarketing..............
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busymum View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote busymum Quote  Post ReplyReply Direct Link To This Post Posted: 27 January 2009 at 4:57pm
There are calculators available online for low income families (which nearly every family is once they drop down to single income):

Working for Families tax credits www.ird.govt.nz
Accommodation supplement from WINZ www.workingforfamilies

Both of these are well worth looking into. You can enter your DH's income and it will give you some idea of where you are headed.
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