https://www.ohbaby.co.nz/forum/ Copyright (c) 2006-2013 Web Wiz Forums - All Rights Reserved. Thu, 09 Apr 2026 18:41:04 +0000 Mon, 04 Aug 2008 15:47:44 +0000 http://blogs.law.harvard.edu/tech/rss Web Wiz Forums 11.10 360 https://www.ohbaby.co.nz/forum/RSS_post_feed.asp?TID=19746 https://www.ohbaby.co.nz/forum/forum_images/web_wiz_forums.png https://www.ohbaby.co.nz/forum/ https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=19746&PID=459213&title=health-insurance#459213 Author: sweetpea
Subject: 19746
Posted: 04 August 2008 at 3:47pm

It really depends on what you want it for. Do you want it to pay for ops and Gp visits perscription chagres or just the ops. The ops only are often cheaper. Also something to bear in mind is ING medical policy covers things that Pharmac doesn't fund but are approved for use in NZ e.g. the 12 month herceptin course if you have breast cancer. Compare all comanie and then see what suits you. Cheaper isn't always the best option.]]> Mon, 04 Aug 2008 15:47:44 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=19746&PID=459213&title=health-insurance#459213 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=19746&PID=457543&title=health-insurance#457543 Author: Emily281
Subject: 19746
Posted: 02 August 2008 at 8:13pm

Hi Treen
Depends on what you are after. None of them will cover infertility testing or anything like that.

I'm with southern cross and have UltraCare 400 plan it covers all the basic stuff, plus surgery and hospital cover, plus $400 dental and $400 optical per year. They also offer $1250 for Obstetrics after 3 years cover.

If you don't wear glasses and aren't interested in dental than I'd probably look into their normal ultracare packages. If you don't go to the doctor very often you could just get their surgery and hospital plan - not sure what it's called but if I were you I would definitely make sure you are covered for surgery and specialists at the very least. Speaking from experience I have already had 1 surgery and am about to have another and its much faster than the public system and having my choice of specialist and hospital was great. For my gallbladder surgery, because my insurance is through a work package all pre-existings were covered so I got my health insurance in August, had my surgery in September and got the letter from public for an appointment with a specialist in November.

Anyway, if you are planning a family I would probably choose their ultracare base package or one of their new wellbeing plans, but I would say your best bet is to go their website and have a look at their plans and get a free quote.]]> Sat, 02 Aug 2008 20:13:39 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=19746&PID=457543&title=health-insurance#457543 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=19746&PID=457423&title=health-insurance#457423 Author: Treen
Subject: 19746
Posted: 02 August 2008 at 6:11pm

Hi girls, chances are it could take us a year or two before we conceive, so I decided to look into health insurance (Southern Cross, in particular) what's the best package to go for? ]]> Sat, 02 Aug 2008 18:11:21 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=19746&PID=457423&title=health-insurance#457423